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Why Short Sale?

Why Would Your Lender Let You Short Sale? Benefits to the Lender:

  • The lender doesn’t have to go through a lengthy and costly foreclosure process. The costs for a San Diego foreclose run 40% to 45% of the loan amount.
  • “Toxic Loans” are removed from their portfolios.
  • The cost of REOs are reduced. The lender doesn’t have to incur costs for listing and marketing the property.
  • The lender doesn’t have to deal with issues like eviction.
  • The lender does not have to spend the time and money to correct problems with the home due to defects or homeowner’s frustration and acts of desperation destroying the home.
  • It eliminates having to sell the home as a REO for a lesser amount than the proceeds of a San Diego short sale in a declining market.
  • It saves time to work on other properties.

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