How Does a Bankruptcy In San Diego Affect Credit?

My advice on this is to avoid Bankruptcy at all costs unless, you are significantly over leveraged on credit cards and other debts. Not only have the new bankruptcy filing requirements become more difficult and more costly, a public record will wreak havoc on credit scores and could stop someone from being hired or renting a place to live.

A Chapter 7 Bankruptcy will remain on the report for 10 years, and a Chapter 13 remain for 7. The point loss could be from 100-350 points.