Bank Of America Short Sales

Search San Diego County Foreclosures & Short Sales BofA will usually allow 8% or $6,000 to the JR lien (2nd Mortgage), whichever is less Download Here: Bank of America Short Sale Packet Download Here: FHA Bank of America Short Sale Packet Download Here: 3rd Party Authorization Form Bank of America Download Here: Borrower Acknowledgement Bank of America  Download… Read More

Investment & Vacation Property Short Sales In San Diego

Search San Diego County Foreclosures & Short Sales My Real Estate article published today in over 250 Magazines, TV and Radio Stations, Newspapers, and online news outlets regarding effective cost analysis after deductions and projected equity on investment property. SAN DIEGO, Feb. 22, 2012  – Joy Bender, a San Diego short sale realtor and a… Read More

San Diego Loan Modifications & Principal Reductions

Search San Diego County Foreclosures & Short Sales Implemented in February 2009 HAMP has only helped 933,000 homeowners nationwide reported by the Departments of Treasury and Housing and Urban Development. Housing and Urban Development Secretary Shaun Donovan, Assistant Treasury Secretary Tim Massad, and White House National Economic Council Director Gene Sperling recently held a press… Read More

San Diego HARP Underwater Home Loan Refinance

Search San Diego County Foreclosures & Short Sales DataQuick based in San Diego released data from a study they began in October 2011.  They indicate 6.7 million households may qualify under HARP 2.0 because of new loan to value ratio requirements.  There is no longer a cap of 125% loan to value, the loan to… Read More

Loan Modification Short Sale and Foreclosure Tax Consequences

Search Solana Beach Short Sales and Foreclosures Joy Bender knows the intricacies of the luxury real estate market in Solana Beach’s premier neighborhoods while offering an unparalleled degree of personalized attention to her discerning clientele. She specializes in highly confidential representation of both buyers and sellers who lead a demanding lifestyle. With her extensive experience… Read More

San Diego Strategic Default Strategic Short Sale California

Certified Short Sale Expert

  Search San Diego County Foreclosures & Short Sales Published in major news outlets nationwide including CNBC and Wall Street Journal Marketwatch Joy Bender, a San Diego short sale realtor and a Certified Distressed Property Expert (CDPE), educates hundreds of underwater homeowners on alternatives to strategic default and effective short sale solutions. Indicating that there… Read More

Foreclosures In San Diego

Nationwide National Association of Realtors data for DEC 2011 Inventory dropped 9.2% Foreclosures sold for a 22% discount Short sales sold for a 13% discount All cash sales were 31% Supply is at 6.2 months Lowest inventory level since March 2005 Amherst Securities 4 million loans 60 days delinquent that will enter foreclosure 2.5 million… Read More

Creative Owner Seller Financing Real Estate For Homes In San Diego California

For current San Diego county properties available with seller financing please email me directly joy@luxurysocalrealty.com your personal situation, home preferences, home location, and any other information necessary for me to access your situation.   Inventory and seller financing changes on a daily basis. Do to the volume of inquiries please make sure to include the… Read More

San Diego Short Sales Help Stabilize The Market

Bloomberg recently reported that we may see an increase in home prices from what they call an unlikely source. Short sales or properties that are in default prior to going into foreclosure. The 2nd largest U.S. mortgage brokerage stated, “There has been a “dramatic shift” in banks’ willingness to sell a property for less than… Read More

San Diego Short Sale vs Renting Out Home

Search San Diego County Foreclosures & Short Sales The falling home values have made some homeowners accidental landlords. Harvard’s Joint Center for housing studies reports that the number of homeowners renting out their homes has soared to all time highs. Many are hoping the market will return in the next 24 months so that they… Read More