HAFA $3,000 Cash Back After Short Sale Government Incentive Program

Search San Diego County Foreclosures & Short Sales

Home Affordable Foreclosure Alternatives (HAFA) provides up to $3,000 in Borrower Relocation Assistance to help you transition beyond a short sale or deed-in-lieu of foreclosure.Are you elligible? Contact me immediately to review your situation.

Mortgage Insurance companies that participate are Genworth and MGIC.

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Joy Bender knows the intricacies of the luxury real estate market of San Diego and it’s most premier neighborhoods while offering an unparalleled degree of personalized attention to her discerning clientele. She specializes in highly confidential representation of both buyers and sellers who lead a demanding lifestyle. With her extensive experience in San Diego waterfront estates and luxury properties, Joy offers her clients invaluable market knowledge, superior negotiation, and legendary customer service. Joy has helped over 1,000 clients in the past 12 years with their real estate needs.

Joy’s real estate articles have been published nationwide in over 358 newspapers, online news services, and magazines. Most notably the Wallstreet Journal Marketwatch, The Boston Globe, nationwide Business Journals, Reuters, The San Francisco Chronicle, CNBC, and The Houston Chronicle. Additionally she has been interviewed on the local FOX 5 San Diego TV station regarding the Real Estate Market.

Joy Bender holds the following designations and certifications:

Certified Distressed Property Expert
Short Sale Foreclosure Resource
NAR Green Designee
NAR Resort & Second Home Property Specialist
Certified Investor Agent Specialist
Member of The Institute for Luxury Home Marketing

Call Today for a free no obligation consultation: 760-212-2717

Comments

M. Diamond says:

July 21, 2011 at 3:54 pm

I did a short sale. I submitted to my realtor the paperwork for the HAFA program and was told I would receive $3000. at settlement to cover my moving expenses. I went to settlement expecting to get $3000 at closing and at the table my realtor told me “OH you did not qualify” . I borrowed money to move and thought I would have this money to pay back the loan. I was in shock and totally stuck. I left settlement very very upset and am so angry with this realtor and wonder what happened to my paperwork and why would I not have qualified? I was totally broke and now further in debt and in shock over losing a home I had lived in for 16 years. Is there anyone I can get answers from. The realtor no longer returns my calls and I am left stunned and angry. My settlement was the end of February and I went into a deep depression. I had to put my things in storage and am living in a 8 x 10 room which adds to my depression. Any advice from anyone. Should I pursue getting answers on this? Thank you for any advice.

- Joy Bender says:
  
  July 21, 2011 at 5:06 pm
  
  I am very sorry to hear your unfortunate story. The HAFA program is very complex. It is extremely important that we as agents do not over promise and under deliver. There’s either a possibility that your agent forgot to negotiate the HAFA or when your approval came back the investor eliminated it from the verbage. It would also be advisable for you to read through your short sale letter of approval and NEVER throw it away. Make sure that it exonerates you from all debt liability and future deficiency liability. You’ll want to begin monitoring your credit report http://www.privacyguard.com is $17 per month to make sure the lender is reporting the mortgage as a collection. If there was a 2nd mortgage often those are reported as collections.
  
  It’s important with a short sale to work with very experienced agents who are most importantly honest and ethical. Please share my name and phone number with anyone you may run into in the near future who is having difficulty with their mortgage and I’d be happy to help them.